Facebook owned messaging app WhatsApp has finally begun rolling out its UPI-based payments feature for Indian users. The feature, limited to select group of iOS and Android users as of now, would allow them send and receive money using the Indian government’s Unified Payments Interface (UPI) standard.
WhatsApp Payment Feature Arrives
The feature is reportedly available for the WhatsApp users using the WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. The integration would indeed be a solid boost to digital payments if comes in a full swing.
GizmoTimes reported that the WhatsApp payment feature is currently available to select users of the beta app in India. Users can access the feature in a chat window through the Attachments menu. The option is given alongside other options such as Gallery, Video and Documents etc. When user clicks Payments option, a disclaimer window, followed by a list of banks to choose from.
Now user can select a bank account to connect with a particular UPI. In case you don’t have an UPI account, you will be asked to create one through the UPI app or your respective bank’s website/ app.
Similarly, you will be promoted to create an authentication pin if you haven’t yet used the UPI payments platform. To send/ receive money via WhatsApp, it’s a pre-requisite that both sender and receiver must have the WhatsApp Payments feature. Since the feature is being tested and still under development, some users may face difficulties in linking their bank accounts to the app.